Reverse Mortgage Company in Roseville
Meet Rick Neal
Rick Neal
Reverse Mortgage Specialist
NMLS #1887930
(916) 232-4339
Roseville California Reverse Mortgage Broker
Rick Neal and Back 9 Reverse Mortgage are one of the most qualified and reliable teams to talk with about reverse mortgages in Roseville – that includes Loomis, Rocklin and anywhere in Placer County or the Sacramento area.
Rick focuses exclusively on reverse mortgages and is an expert in the business.
During a 30-year career selling medical devices and working with neurosurgeons, Rick developed keen attention to detail, the ability to navigate complex situations and a deep sense of empathy for patients facing critical health issues.
His background in that field enabled him to approach financial decisions with similar precision and care, ensuring seniors receive the personalized and thoughtful guidance they need during such an important phase of their lives.
Rick says education about reverse mortgages is the key to understanding the many benefits that one can provide and he looks forward to discussing them with you!
“I believe that integrity, communication, efficiency and speed give me the ability to develop the best financial program for each client,” Rick says.
“It is my goal to provide objective advice and superior customer service to all clients.?
“These?high ethical and professional standards make me a solid choice for you when selecting a reverse mortgage consultant.”
What is a reverse mortgage?
A reverse mortgage is such a simple yet effective financial tool that is ideally suited to senior homeowners who have equity in their home but are struggling with liquidity.
It literally works by reversing the flow of money in a mortgage from the bank back to you!
It instantly puts money back in the pockets of retirees while allowing them to continue living in their family home rather than face the brutal reality of having to sell to free up cash.
As long as you are 62 years of age or older, you are eligible to apply for this incredible product.
Homeowners can be paid in several different ways including a lump sum payment, monthly installments, a line of credit or even a combination of all three.
With money coming back into their hands, they can then think about all the different ways they would like to enjoy it – long overdue vacations, home renovations or simply spoiling their family are all again possible.
One of the best things about a reverse mortgage is that as long as the terms are met, there is no need to repay it until either the homeowner sells the residence or the last surviving borrower passes away.
The average price of properties in Roseville have dropped down to $642,341 representing a slight drop of 0.9% over the last year (https://www.zillow.com/home-values/13594/roseville-ca/)*.
An incredible 3,721 Rosevillle home owners already own a reverse mortgage with 177 buying one in the last 12 months alone*.
About Roseville, California
Roseville, California is a thriving city in Placer County just northeast of Sacramento. Known for its excellent balance of suburban comfort, ample amenities, and convenient access to the greater metro area, Roseville appeals to families, retirees, and young professionals alike. With well-planned neighborhoods, top-rated schools, and plenty of outdoor and shopping options, it’s one of California’s most livable cities.
Among the local highlights are Golfland Sunsplash, a water park and family entertainment center where kids (and adults) can spend sunny days sliding, splashing, and playing games. Westfield Galleria is the area’s go-to mall, offering a wide mix of stores, gourmet dining, and entertainment. Nature lovers appreciate Miners Ravine Trail and Maidu Regional Park, both offering walking, biking, and green spaces that feel like a breath of fresh air while still being close to home.
Roseville’s sense of community is strong, supported by low crime rates, growing job opportunities, and a lifestyle that balances activity with peace. Though summers run hot, residents enjoy mild winters and a pace of life that lets you savor weekend farmer’s markets, recreational sports, and local events. It’s the kind of place where neighbors know each other, and many move there hoping to stay for decades.
As a reverse mortgage loan officer serving Roseville, I help homeowners unlock the value they’ve built in their homes so they can enjoy retirement on their own terms. Whether you’re looking to reduce monthly housing costs, travel more, or simply have more financial flexibility, I offer guidance that’s clear, informed, and tailored to your goals. In a city as vibrant and welcoming as Roseville, your home equity can help turn your golden years into truly golden memories.
Contact your Roseville reverse mortgage lender today.
Rick and his Back 9 team are excited to talk with anyone in the Roseville area who thinks a reverse mortgage might be the answer to their prayers and greater financial security.
Please call Rick at (916) 232-4339 for a no-obligation assessment of your position.
*As of September 2025
Please provide your info below to request your no-obligation reverse mortgage quote.
Thank You!
Your request has been submitted. We will get back to you promptly and look forward to speaking with you!
